Description: Full version of Risks and Rewards Newsletter, April 2000, Issue No. 34.

Description: Full version of The Stepping Stone Newsletter, March 2000, Issue No. 3.

Description: The author offers his proof that an annuity for the life expectancy exceeds a life annuity.

Description: This session from the 1995 SOA Vancouver Meeting addresses the critical issues of the financing for the Social Security systems in the U.S. and Canada. From the Record of the Society of Actuaries, Volume 21, No. 3b.

Description: Summary of 2000 IRC, PBGC, Federal Income Tax, Social Security, and Medicare Amounts by Heidi R. Dexter from Pension Section News, June 2000, Issue No. 43.

Description: This symposium provides new thought, insight and easy dialogue between many disciplines as professionals discuss the ways the aging population and changing family structures are changing retirement today. Differences between the U.S. and Canada are discussed. From the Record of the Society of Actuaries, Volume 28, No. 2, Session 143

Description: The recent Forecast 2000 forum on the environment held in Toronto dealt with such issues as increased taxes and higher insurance premiums to cover costs of natural disasters.

Description: This paper is the final report in a project commissioned by the Society of Actuaries Social Security Committee. The paper considers a variety of possible risk classification factors that could be used in estimating the value of any mortality based benefit for retirees. As many countries consider mandatory individual retirement accounts as their answer to a secure Social Security system, the question arises as to whether all workers can get true 'market value' annuities when they retire. It is clear today that private sector life annuities are priced assuming that the applicant is healthy-very healthy. Very little underwriting or risk classification now exists in the individual annuity marketplace. This paper reviews 45 recent research papers that look at factors that affect mortality after retirement. In particular, factors that seem to be important in predicting retirement mortality include: age, gender, race and ethnicity, education, income, occupation, marital status, religion, health behaviors, smoking, alcohol, and obesity. For each factor, this paper gives highlights relative to the named factor of the impact expected from that variable as described in the 45 reviewed research papers.

Description: Expert discussion of two previous papers: Applying Mortality Models to Japan M. Ozeki, and The Lee-Carter Model for Forecasting Mortality Revisited S.H. Li and W.S. Chan. From 2005 Living to 100 and Beyond Monograph, M-LI05-1.

Description: This session discusses two recent SOA research initiatives called FARM I and FARM II. From Record of Society of Actuaries, Vol. 30, No. 3.